![]() ![]() If the rate is 0.86 EUR per 1 USD at the time of refund, the amount deducted from your account balance is only 51.60 EUR. The customer is always refunded the exact amount they paid and in the currency they paid in, regardless of any rate fluctuations.įor example, if your settlement currency is EUR and you process a 60 USD payment at a rate of 0.88 EUR per 1 USD, the converted amount is 52.80 EUR (excluding the Stripe fee). The amount deducted from your merchant balance depends on the current rate and this amount might be more or less than the original payment. Exchange rates fluctuate with the market, so the rate used during the payment often differs from the rate used when a dispute or refund occurs. If a currency-converted payment is disputed or refunded, the amount you received is converted back to the presentment currency at the current exchange rate. Note that the estimation page shows the baseline exchange rate and excludes the Stripe fees for currency conversion which is incremental to this rate. You can also see the actual exchange rate applied in a transaction through the API or in your Dashboard. You can check the current rate for currency conversions on Stripe using our estimation page. If we do so, we’ll provide additional notice to you. Rarely, Stripe may take other actions to mitigate risk. Stripe does so to mitigate exchange rate risk to you and to Stripe. For example, this can happen if a new exchange rate is mandated by a government or if there is a large discrepancy in rates between our service providers. In certain circumstances, Stripe might apply the rate at which we source the currency owed to you. Currency conversion on Stripe is subject to fees as detailed on our pricing page. Mid-market rate is the average between the buy and the sell price of a currency. When Stripe provides currency conversion services for transactions, Stripe generally applies the mid-market rate based on pricing data sourced from third-party service providers. Learn more about how to present local currencies. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.Checkout and Payment Links automatically convert this price to an international customer’s local currency based on their location. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Sainsbury's Bank Travel Money Card™ is issued by PrePay Technologies Limited pursuant to license by Mastercard International. You need to tell us your Nectar card number at the time of your transaction. Exchange rates may vary depending on whether you buy instore, online or by phone. Excludes travel money card home delivery orders and online reloads. **Nectar members receive better exchange rates on single purchase transactions of all available foreign currencies. A valid telephone number is required for home delivery. All home delivery orders are sent via Royal Mail Special Delivery, unless we advise you otherwise, to your billing address, and a signature will be required upon delivery. The delivery day quoted is dependent on the order day being a working day if one of those days is a public holiday then additional day(s) will be added accordingly. The minimum order for home delivery is £100. Delivery is free on all cash orders £400 or more (£4.99 for orders between £100 and £399.99). Highlands and Islands (including Channel Islands) are not guaranteed next day delivery. Please note that whilst Royal Mail make every effort to delivery on schedule, we cannot guarantee this as it is beyond our control. ![]() For next day delivery your order needs to be confirmed before 1.30pm (Mon- Fri). *You can order currency for a secure home delivery by 1pm on the day of your choice by Royal Mail (Mon- Sat).
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